Cost of Study Abroad Calculator
Estimate your total study abroad budget — tuition, living, visa & more — for Germany, USA, UK, Canada, and Australia. View everything in INR instantly.
Study Details
Adjust Costs
All values are in EUR (€)
Your Cost Estimate
Configure your study details on the left and click Calculate Total Cost to see a full financial breakdown.
Cost of Studying Abroad by Country
Quick comparison of average yearly and total programme costs for Indian students (Master's, medium city)
GermanyYearly Cost
₹8–15L
2yr total: ₹16–30L
CanadaYearly Cost
₹20–35L
2yr total: ₹40–70L
UKYearly Cost
₹22–40L
2yr total: ₹25–45L
AustraliaYearly Cost
₹25–45L
2yr total: ₹55–90L
USAYearly Cost
₹30–80L
2yr total: ₹60L–1.5Cr
IrelandYearly Cost
₹18–32L
2yr total: ₹20–35L
Tuition Fees vs Living Costs: What to Expect
When planning to study abroad, most students focus only on tuition fees. However, living expenses — rent, food, transport, and insurance — can constitute 50–60% of the total cost. Understanding the complete financial picture is essential before applying.
Tuition Fees
- Germany (Public)Free – €1,500/yr
- UK Master's£10,000 – £35,000/yr
- USA Master's$15,000 – $65,000/yr
- CanadaCA$8,000 – CA$40,000/yr
Living Expenses / Month
- Leipzig, Germany€700 – €900
- Munich, Germany€1,200 – €1,600
- London, UK£1,500 – £2,500
- New York, USA$2,000 – $3,500
Cheapest Countries to Study Abroad
For Indian students, Germany stands out as the most affordable high-quality destination. Public German universities charge minimal administrative fees (€0 – €1,500/year), and living costs are manageable, especially in smaller university cities like Kaiserslautern, Magdeburg, or Chemnitz. A complete Master's degree in Germany can cost as little as ₹12–18 Lakhs total.
How to Reduce Study Abroad Costs
Choose Public Universities
Especially in Germany (free tuition) and Canada, public universities are far cheaper than private institutions.
Apply for Country Scholarships
DAAD (Germany), Chevening (UK), Fulbright (USA), and Vanier (Canada) can cover up to 100% of your costs.
Pick Low-Cost Cities
Avoid capital cities. Smaller university towns have 30–40% lower living costs.
Work Part-Time
Most countries allow 20 hours/week work during studies. At €12/hr in Germany, you can earn €800–1,000/month.
Frequently Asked Questions
How much does it cost to study abroad from India?
The total cost ranges from ₹8 lakhs/year (Germany, public) to ₹80 lakhs/year or more (USA, private universities). This includes tuition, living expenses, health insurance, visa, and travel.
Which country is cheapest to study abroad?
Germany is the most affordable option for high-quality education. Public German universities charge nearly zero tuition. Total yearly costs including living hover around ₹8–12 lakhs.
Can I study abroad under ₹10 lakhs per year?
Yes! Germany is the best option. Choose a public university in a smaller city, and your total yearly expenses (tuition + living) can fit within ₹8–10 lakhs.
What is the cost of a Master's in the USA?
A 2-year Master's in the USA costs $50,000–$160,000 in total (₹40L–₹1.3 Crore). Scholarships, TA/RA positions, and OPT work authorization can significantly offset this.
Find Universities Within Your Budget
Get a personalized list of universities that match your financial plan, profile, and career goals — in minutes.
ⓘ Costs are approximate estimates and may vary by university, city, and lifestyle. Exchange rates are indicative.